Car finance that meets your preferences
You to get on the road whether it’s a new or used car, an AA loan could help.
Minimal prices from 3.1per cent
Our over here prices differ with respect to the quantity you wish to borrow, your selected term as well as your credit score.
Complimentary breakdown cover*
One year’ free Basic Breakdown Cover, or perhaps an add-on that is free you are currently an associate. Learn more.
Exclusive rate that is low users
We reserve our cheapest loan prices for users. Usage our calculator to have a personalised quote.
Given by the lender of Ireland British. AA Financial Services Limited is really a credit broker and never a loan provider.
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Representative 8.9% APR. Centered on a loan of ?4,000 over three years, with month-to-month repayments of ?126.37 and total quantity repayable of ?4,549.32, which include ?549.32 interest at 8.9per cent fixed.
Significant: The price you are provided is determined by your individual circumstances – together with your credit score. The utmost APR you can get is 29.9%. Your loan term will rely on the mortgage amount sent applications for. We presently provide loan term lengths of just one to 7 years.
Are you qualified?
Look at potential for the job being accepted without inside your credit rating.
You have suggested that you are an AA Member* and can consequently get a special price. Before we carry on, please confirm your account quantity below.
* An AA Member is a person that features arranged breakdown address straight using the AA and never as an element of a bank or car maker partnership program.
Prepared to use?
Enjoy our low price loans. It really is easy and quick to use.
- Rates from 3.1per cent APR for loans between ?15,001 and ?25,000
- Fixed repayments that are monthly
- Exclusive reduced loan prices for people
- Instant choice more often than not
- Make additional re payments or spend down your loan early
- No set-up or arrangement costs
1 An AA Member is a client who has arranged breakdown address directly using the AA and never as an element of a bank or car maker partnership program.
* Free breakdown cover
As a brand new AA Loans consumer you will get one year’ Basic Breakdown Cover, or even a free add-on if you are currently an associate.
The Basic Breakdown Cover is actually for an individual automobile plus one breakdown more than 1/4 mile from your own home address – further call-outs can be obtained on a basis that is pay-for-use.
Current people can get a totally free add-on to either nationwide healing, in the home or Onward Travel for the rest of the account 12 months.
Your Basic Breakdown Cover or free add-on becomes available as soon as the application for the loan is accepted. The chosen add-on will likely be renewed immediately us not to unless you tell. The free breakdown address isn’t available if you have AA breakdown address during your bank or vehicle maker. Listed below are most of the conditions and terms.
Manage your loan
Help handle your existing AA Loan.
What’s an APR?
The APR you will get can vary through the advertised price. This is actually the representative rate which we expect many people whom use getting.
The price you may be provided is going to be a personalised price centered on your overall specific circumstances including credit information held you borrow and length of time you borrow for about you by the credit reference agencies, the loan amount.
Obtaining an AA Loan
You are able to use on the internet and will get a immediate decision in many cases.
Who is able to apply?
To qualify to apply you have to;
- Have now been A uk resident for at the very least three years
- Be over 21 with no older than 70 if the loan term ends
- Be used with an income of ?12,000 or higher
- Not need reputation for County Court Judgments or bankruptcy
- Have actually a UK based bank or building society account that will pay direct debits
Just how long can we take that loan for?
Loans can be found between 1 and 7 years (with regards to the value of your loan).
Could you let me know just how much that loan will definitely cost without having to offer my personal statistics?
You can expect a personalised cost that is predicated on your own circumstances and quantity you want to borrow which is consequently essential to capture your individual details. Take note that individuals usually do not offer an indicative quote. A credit search will be registered at the Credit Reference Agencies if you proceed and submit an application.